USDA Loans

USDA Home Loan is for a primary residence only.
There are income and geographical restrictions to this program, but if you qualify it is a perfect home loan for our rural area. 

Some of the Highlights of the USDA Rural Home Loan Program are:

  • --Zero Down Payment
  • --Minimum Credit Score of 620
  • --Closing Costs Rolled Into Loan (Depending on appraised value)
  • --Low Interest Rate


TMC Home Loans is ready to help you with the USDA Rural Home Loan Program.
Call now to get Pre Approved.



Example of a USDA Loan
Based on $100,000 Sales Price
Interest Rate 4.5%
APR 5.229%

P&I (principal and interest) $540.29
Insurance (est.) $85.00
Taxes (est.) $125.00
MI (mortgage insurance) $33.76
Total Monthly Payment $784.05
 

*Interest rates subject to change without notice. Example based on $100,000 sales price with a mid credit score of 640.
USDA income & geographic restrictions apply. Call for additional details

Contact Information

Equal Housing Lender
NMLS # 319059
1091 FM 356, Trinity Tx 75862
Phone: 936.594.2496

Fax: 936.594.7947

TMC Home Loans is Licensed to Originate Mortgages in Texas.

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